Personal Finance News

Gold Soars 56% While Salaries Fall: Finfluencer Says India’s Middle Class Is Losing Out In The New Wealth Economy

Gold Soars 56% While Salaries Fall: Finfluencer Says India’s Middle Class Is Losing Out In The New Wealth Economy

Shrivastava pointed out that between 2020 and 2025, gold prices surged over 56 percent, while average salaries actually fell by 0.07 percent. 

Oct 12, 2025, 13:04 PM IST
EPFO Board Meeting Result Expected Soon: Key Decisions On Pension Hike, EPS-95 & EPFO 3.0 Reforms

EPFO Board Meeting Result Expected Soon: Key Decisions On Pension Hike, EPS-95 & EPFO 3.0 Reforms

One of the most anticipated proposals is the plan to raise the minimum EPS-95 pension from the current Rs 1,000 per month to Rs 2,500. If approved, this would mark the first revision in over a decade

Oct 11, 2025, 16:01 PM IST
TCS Rolls Out 100% Variable Pay For Junior Staff; Senior Employees To Get Higher Performance-Linked Bonus As Salary Hikes Kick In From September

TCS Rolls Out 100% Variable Pay For Junior Staff; Senior Employees To Get Higher Performance-Linked Bonus As Salary Hikes Kick In From September

The decision aims to boost employee morale and align rewards with performance as the company navigates a challenging business environment.

Oct 11, 2025, 15:16 PM IST
ITR Refund Delay: Refund Status Shows ‘Processed’ But No Money Credited — Here’s What To Do

ITR Refund Delay: Refund Status Shows ‘Processed’ But No Money Credited — Here’s What To Do

This situation often causes confusion, but it usually results from technical or banking delays rather than an error in filing.  

Oct 11, 2025, 10:18 AM IST
Know This Before Spending Your Diwali Bonus – Tax Rules Explained

Know This Before Spending Your Diwali Bonus – Tax Rules Explained

Many people assume festive gifts and bonuses are completely tax-free. The truth is, some Diwali perks are taxable, and failing to declare them correctly could draw the attention of the Income Tax

Oct 10, 2025, 20:03 PM IST
Govt Opens SBI MD Post To Private Sector For The First Time In Indian Banking History

Govt Opens SBI MD Post To Private Sector For The First Time In Indian Banking History

Reportedly the Appointments Committee of the Cabinet has approved revised consolidated guidelines for the appointment of Whole-Time Directors, including Chairpersons, CEOs, MDs and Executive

Oct 10, 2025, 11:16 AM IST
EPFO Tagline Contest Ends Today, 10 October 2025: Here's Your Chance To Win Rs 21,000

EPFO Tagline Contest Ends Today, 10 October 2025: Here's Your Chance To Win Rs 21,000

EPFO Tagline Contest: Each winner will also receive a Certificate of Appreciation from the EPFO and an invitation to attend the foundation day at the Head Office with 2nd AC fair along with boarding

Oct 10, 2025, 10:06 AM IST
Diwali Muhurat Trading 2025: Diwali Slot Announced – Check Date, Timings, History & How It Works

Diwali Muhurat Trading 2025: Diwali Slot Announced – Check Date, Timings, History & How It Works

While regular market trading will remain closed on Diwali, this special one-hour session will allow investors to trade. Any modifications to trades can be made until 2:55 pm, and all transactions

Oct 09, 2025, 16:24 PM IST
Looking For Steady Income? Post Office MIS Offers Rs 9,250 Every Month — Know How

Looking For Steady Income? Post Office MIS Offers Rs 9,250 Every Month — Know How

If you’re looking for a reliable way to earn a fixed income every month, the Post Office Monthly Income Scheme (POMIS) could be just what you need. This government-backed scheme offers a secure way

Oct 09, 2025, 14:39 PM IST
Karva Chauth Bank Holiday: Will Banks Be Closed Or Open Tomorrow, October 10? Check Here

Karva Chauth Bank Holiday: Will Banks Be Closed Or Open Tomorrow, October 10? Check Here

Karwa Chauth is celebrated mostly by married women in the northern and western part of India for the long life and of their husband and marital bliss. 

Oct 09, 2025, 13:21 PM IST
CA Explains Strategy Of Buying Pre-owned Life Insurance Policies; Says With 12% Returns This Insurance Loophole Could Beat FDs

CA Explains Strategy Of Buying Pre-owned Life Insurance Policies; Says With 12% Returns This Insurance Loophole Could Beat FDs

The post has received widespread response on social media with many users commenting that turning lapsed insurance into a fixed-income opportunity shows how innovation is reshaping traditional

Oct 09, 2025, 12:58 PM IST
Atal Pension Yojana: Govt Launches New Registration Form, Updated Fees

Atal Pension Yojana: Govt Launches New Registration Form, Updated Fees

Launched in 2015, the Atal Pension Yojana (APY) is a government scheme designed to provide a guaranteed monthly pension ranging from Rs 1,000 to Rs 5,000 after the age of 60, depending on the

Oct 08, 2025, 18:08 PM IST
EMI Relief Ahead! HDFC Bank Cuts MCLR And Loan Rates

EMI Relief Ahead! HDFC Bank Cuts MCLR And Loan Rates

HDFC Bank has reduced its Marginal Cost of Funds-based Lending Rate (MCLR) by up to 15 basis points on select tenures, providing relief to borrowers. Following the revision, the MCLR now ranges from

Oct 08, 2025, 14:29 PM IST
SBI Floats Tender To Buy 50 Units Of 2 BHK Apartments At Rs 294 Crore; Massive Realty Push For Bank's Mumbai Staff

SBI Floats Tender To Buy 50 Units Of 2 BHK Apartments At Rs 294 Crore; Massive Realty Push For Bank's Mumbai Staff

State Bank Of India has invited Tender for purchase of 2 BHK residential flats (50 units) located near to the central line railway between “thane to kalyan” in mumbai for SBI staffs.

Oct 08, 2025, 10:16 AM IST
Aadhaar Update Charges Revised From October 2025: Check How Much You Need To Pay For Address, Identity And Biometric Update

Aadhaar Update Charges Revised From October 2025: Check How Much You Need To Pay For Address, Identity And Biometric Update

UIDAI, in an office memorandum has given all the details pertaining to revised charges for Aadhaar related services from 1 October 2025.

Oct 08, 2025, 09:07 AM IST
UPI Rule Change: 3 Big Offering Comes To Your UPI Transaction; Know How It Will Benefit You

UPI Rule Change: 3 Big Offering Comes To Your UPI Transaction; Know How It Will Benefit You

UPI Rule Change: Three new offerings have been announced for UPI transaction. Check them out. 

Oct 08, 2025, 08:26 AM IST
EPFO Board Meeting On October 10–11: Pension Hike After 11 Years Likely Under EPS-95

EPFO Board Meeting On October 10–11: Pension Hike After 11 Years Likely Under EPS-95

Currently, the minimum pension remains at Rs 1,000 per month, a rate that hasn’t been revised since 2014.

Oct 07, 2025, 15:02 PM IST
CGHS Rate Revision Of Approx 2,000 medical procedures: Check Direct Link HERE For Price Details On Tier 1, 2, III Cities

CGHS Rate Revision Of Approx 2,000 medical procedures: Check Direct Link HERE For Price Details On Tier 1, 2, III Cities

CGHS Revised rates rationalised on accreditation status, hospital type, city classification and ward entitlement in Tier 1, 2, III Cities. Check details of prices.

Oct 07, 2025, 14:12 PM IST
How Rs 8,700 Monthly SIP Investment Turned Into 86.9 Lakh For THIS Couple; CA Shares Tips

How Rs 8,700 Monthly SIP Investment Turned Into 86.9 Lakh For THIS Couple; CA Shares Tips

In a LinkedIn post, Sujith SS, founder of Moneydhan.com, shared how a couple was able to beat home loan interest without having to make additional repayments by investing in SIP.

Oct 06, 2025, 16:56 PM IST
Central Govt Employees Retiring In Middle Of The Year Will Be Paid Proportionate Money For THIS Allowance

Central Govt Employees Retiring In Middle Of The Year Will Be Paid Proportionate Money For THIS Allowance

As per latest government order, the payment of Dress Allowance to officials retiring in the middle of the year may also be regulated on a proportionate basis, in the same manner as prescribed for new

Oct 06, 2025, 14:02 PM IST