Can Your Inoperative PF Account Earn Interest? EPFO Rules EXPLAINED

As per EPFO, an account is classified as Inoperative account in which contribution has not been received for 3 years after retirement or permanent migration abroad or in case of death. 

No, inoperative account will not earn any interest your. At present, all active accounts will earn interest upto 58 years age of a member.

If you are still working in an establishment covered under EPF & MP Act, 1952, you should get the amount transferred into your new account either by online or offline mode. If you have retired then you may withdraw the amount.

PF subscribers can easily unblock the inoperative EPF accounts by visiting the official website. They can also use other modes such as Umang app or OTP based verification.

Step 1: Visit official EPFO website

Step 2: Log in to your EPFO account using your UAN credentials

Step 3: Arrive at the 'Help Desk' section

Step 4: Select 'Inoperative Account Assistance' option

Step 5: Fill in the details as required in the instructions, verify your identity and request assistance

However, the new Standard Operating Procedure (SOP) requires that your KYC (Know Your Customer) details are clear before you want to proceed with unblocking your EPF account. 

KYC details involves verifying your identity, Aadhaar card, PAN card, and bank account details in place and seeded.