What Is Top-up Home Loan? How Much Money Can You Borrow From Banks? Interest Rates And Other Details EXPLAINED
Who can take top-up loans? How much money can be borrowed for top-up loans? What is the interest rates on top-up loans? This and other details explained.
Sep 18, 2025, 14:18 PM IST
Bank Loans and Deposits Increased in June 2025, Says RBI
As of June 27, 2025, total bank loans (also called credit) reached about 222.7 billion dollars, which is 9.5 percent higher than the same time last year. In June 2024, total loans were around 203.4 billion dollars.
Jul 11, 2025, 20:05 PM IST
Personal Loan Interest Rates Compared: SBI vs PNB vs HDFC vs Other Banks- Which One Will Offer Low EMI?
Personal Loan Interest Rate: A personal loan is an unsecured loan offered by banks and financial institutions for various personal expenses. It requires no collateral and is granted based on income, credit score, and repayment capacity.
These funds can be required for any reason, whether it is medical treatment, renovation of the house, planning for future education or a holiday. When taking a personal loan, consider factors like interest rate, loan tenure, EMI affordability, credit score, processing fees, prepayment charges, and lender credibility.
Feb 25, 2025, 16:10 PM IST
NHAI Prepays Rs 15,700 Crore Bank Loan To Save Rs 1,000 Crore Interest
The sum of Rs. 15,700 crore was generated in FY 2023-24 through InvIT. Government rules stipulate that InvIT proceeds have to be used exclusively for NHAI debt repayment.
Aug 06, 2024, 18:39 PM IST
Check Out Banks That Offer Lowest Interest Rates On Rs 5-Lakh Personal Loan During THIS Festive Season
Ahead Of the Raksha Bandhan, many people look for ways to fund their celebrations and big purchases. So, there could be an increase in demand for personal loans. India's leading banks are offering personal loans at discounted interest to borrowers with a good credit score and waive off processing charges. Consumers who are applying for personal loans for travelling and shop during the festive season can look at the leading banks of India. Here are the banks offering the lowest interest rates on a Rs 5-lakh personal loan, helping you find the most cost-effective borrowing options during this special time of year.
Aug 06, 2024, 14:13 PM IST
SBI cuts MCLR by 35 bps by April 10; less EMI on 30-year loan amount
The one-year MCLR comes down to 7.40 per cent per annum from 7.75 per cent per with effect from April 10, 2020, it said, adding that the one-year tenor is the benchmark against which most of the consumer loans are priced.
Apr 07, 2020, 19:52 PM IST
Kanpur carpenter denied bank loan despite recommendation from PM Narendra Modi
Sandeep Soni, a carpenter from Kanpur, had sought the Prime Minister's help in 2016 in securing the desired bank loan.
Mar 11, 2018, 16:35 PM IST
PNB scam fallout: Government makes passport mandatory for bank loans above Rs 50 crore
Passport details of borrowers taking loans of Rs 50 crore and more have been mandatory to ensure a swift action in case of fraud and prevent fraudsters from fleeing the country, a top official said today.
Mar 10, 2018, 12:50 PM IST
NPA norms welcome, will force decisions: Axis' Shikha Sharma
Axis Bank MD and CEO Shikha Sharma today welcomed changes in NPA resolution as moves that will "force" decisions by cutting layers, and also said the bank is looking for one more life insurance distribution tie-up.
May 11, 2017, 16:44 PM IST
Mounting bad loans next big challenge; stage set for take effective action on NPAs: Jaitley
Terming the mounting bad loans as "next big challenge" for the country, Finance Minister Arun Jaitley today said banks should enforce their right and recover dues in the larger interest of the economy.
Oct 21, 2016, 19:26 PM IST
PSU bank employees overpaid at the bottom, underpaid at the top: Rajan
Voicing concern over state-owned banks shunning project loans, Rajan said that such projects are still profitable.
Aug 16, 2016, 11:30 AM IST
Banks likely to disburse Rs 1.8 lakh cr under MUDRA in FY17
Banks are expected to disburse Rs 1.80 lakh crore as loan under Micro Units Development and Refinance Agency Yojna during the current fiscal, MUDRA CEO Jiji Mammen said on Tuesday.
Jul 19, 2016, 14:13 PM IST
This is how interest is calculated on credit card balance
Knowledge about how interest is calculated is an important approach towards using credit card more effectively.
Jul 02, 2016, 23:57 PM IST
Punjab Government has told Banks to write-off the Rs.5,000 Crore loan money
Punjab Government has told Banks to write-off the Rs.5,000 Crore loan money.
May 19, 2016, 14:08 PM IST
Congress criticises Centre for not inquiring Vijay Mallya's transactions
Congress today made a scathing attack on the Centre "for not inquiring" various transactions of money paid to Vijay Mallya by Diageo Plc, including the USD 40 million Sweetheart deal.
Supreme Court directs Banks to improve norms for loans
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Apr 27, 2016, 10:12 AM IST
Bad debt: SC asks finance ministry to explain steps taken for recovering NPAs
SC has also asked the Finance Ministry to inform as to what safeguards it is bringing in to curb bad debt.
Apr 26, 2016, 13:34 PM IST
Vijay Mallya favours settlement, offers to repay Rs 4,000 crore of defunct airline loans to banks
Liquor baron Vijay Mallya on Wednesday expressed willingness in Supreme Court for a settlement by offering a proposal to pay back Rs 4,000 crore by September this year.
Mar 30, 2016, 16:08 PM IST
Vijay Mallya submits Rs 4,000 crore repayment plan to Supreme Court
Liquor baron Vijay Mallya on Wednesday submitted Rs 4,000 crore repayment plan to Supreme court.
Mar 30, 2016, 12:28 PM IST
Government to make wilful default a criminal offence
In order to tackle the crisis on bad loans, the Centre is contemplating a revamp on loan defaulters.
Mar 17, 2016, 10:46 AM IST