Don’t Know RBI’s 15th-Day Rule? Your CIBIL Score Might Crash — Learn How To Keep It 750+
The Reserve Bank of India (RBI) has introduced a new credit-reporting rule that affects how often your CIBIL score gets updated. Under this, banks and lenders must report your credit activity twice a month — around the 15th and the last day. This means even a small delay in payment or overspending can show up almost instantly in your credit report.
Nov 04, 2025, 16:43 PM IST
CIBIL Receives Over 22 Lakh Complaints In 2024-25, 5.8 Lakh Due To Its Errors
The Minister of Finance for State Pankaj Chaudhary has stated that banks should not reject loan applications from first-time borrowers simply because they have no CIBIL score.
Aug 26, 2025, 20:23 PM IST
Finance Ministry's Big Clarification On CIBIL Score For Home, Gold Loan Sanctioning; First Time Borrowers MUST Know
Question was raised in Lok Sabha whether any weightage is given to CIBIL scores by public sector banks while lending home loan, gold loan and farm loan.
Aug 25, 2025, 11:22 AM IST
Worried Your Low Credit Score Will Block Your Loan? Here’s How This Upcoming Government Lending Method Will Make CIBIL Score Irrelevant
This system could change the way personal loans and credit cards are approved by removing the need for traditional credit score checks.
Jul 21, 2025, 16:55 PM IST
Unused Credit Card: How Long Can You Keep It? Will It Impact Your Credit Score? Explained
How long can you keep an unused credit card? Will it impact your credit score? Here's a detailed explanation on what happens if you stopped using your credit card, the impact an unused credit card has on your credit score and more.
Jul 04, 2025, 12:02 PM IST
Is Insurance Industry Set To Use CIBIL-Like Credit Scores? Details Here
The new score will track a person’s financial behaviour related to insurance which could affect their creditworthiness in the future.
May 31, 2025, 11:29 AM IST
How To Check Your CIBIL Score Using PAN Card Without OTP?; Here's How To Improve Quickly
CIBIL Score Via PAN Card: If you apply for a second PAN card it will disrupt your credit history as all financial transactions are tied to your PAN.
Dec 08, 2024, 15:51 PM IST
Denied Loan Due To Low CIBIL Score? Here's How To Improve Your Credit Score Quickly
Low CIBIL Score In India: A CIBIL score (Credit Information Bureau (India) Limited score) is a three-digit number, ranging from 300 to 900, that represents an individual's creditworthiness.
Dec 04, 2024, 18:37 PM IST
How to boost your CIBIL score using credit cards: A simple guide
Discover how credit card usage impacts your CIBIL score in this user-friendly guide. Uncover the essentials of managing credit cards to maintain good CIBIL score range to make informed decisions.
Oct 18, 2023, 13:18 PM IST
Eager to take a loan? Check out 3 easy steps to make your CIBIL score good and increase your credit worthiness
If you are planning to take a Personal Loan or a home loan, you must get your CIBIL score checked. CIBIL score principally highlights your financial picture and helps lending institutes to assess the capability of repayment.
Dec 16, 2022, 12:21 PM IST
5 best ways to build and improve your CIBIL Score
Having a high CIBIL score is critical to getting your desired credit at competitive rates, whether it is to buy consumer durables, finance weddings or travel, or bridge income gaps for other goals.
Sep 26, 2022, 16:38 PM IST
Face DIFFICULTY in getting personal loans? Here are 9 TIPS to increase the chances
Since personal loans are collateral free, the borrowers find themselves difficult in getting these loans because of strict process followed by banks. CIBIL score matters a lot in attaining them. However, you can increase your probability by following these 9 steps.
Sep 17, 2022, 17:18 PM IST
Hundreds fall victim to PAN identity theft on Dhani app
On the Dhani app, a user needs PAN and address proof details to secure a loan.
Feb 23, 2022, 12:31 PM IST
How this spam call can empty your bank account | Fraud call | Scam call
India is now the 4th most-affected country by spam calls. Just one phone number made over 202 million spam calls in India, as per the Truecaller report. Roughly, 6.64 lakh calls were made every day by the spam number in India; 27,000 calls/hour. As per a 2017 survey, 6 out of 10 people in India received spam calls when they were busy.
Dec 22, 2021, 20:52 PM IST
Lowest ever auto loan rates – Check latest offerings from SBI, HDFC, ICICI and more
Most of the banks have waived the processing fee on auto loans while several others are giving loans up to 90 percent of the on road price of the car.
Oct 19, 2021, 16:46 PM IST
Zee Exclusive: 5 tips on how to maintain a healthy credit score
A few mindful financial steps can go a long way in keeping a credit score in the green range for lenders to successfully consider a loan application.
Aug 19, 2021, 16:03 PM IST
Paisabazaar rolls out neo-lending strategy, launches Step Up Credit Card with SBM Bank India
The Step Up Credit Card, built in partnership with SBM Bank India, is the first product to be launched under Paisabazaar’s neo-lending strategy, a company statement said.
Jun 22, 2021, 15:59 PM IST
Zee Exclusive: Do’s and Don’ts of applying for loans on digital platforms
Borrowers enjoy the level of convenience and seamlessness offered by digital lending platforms, adhering to these dos and don'ts will help further safeguard their financial health and future.
Jun 14, 2021, 17:26 PM IST
Eager to take a loan? Know how a bad CIBIL score may ruin your chances
A good credit score is afterall an integral part of your financial health.
Sep 21, 2020, 11:20 AM IST