EMI

Rs 60 Lakh Home Loan Paid Off In 6 Years, Buyer Saves Rs 19.25 Lakh In Interest: What's The Smart Trick? Tax Expert Explains

Sujit Bangar, founder of TaxBuddy.com, in a detailed LinkedIn post, has talked about a lesser-known loan variant --Home Loan Over Draft-- and how it can mitigate all your financial pains.

Nov 07, 2025, 13:30 PM IST

Planning Your First Personal Loan In 2025? Check Credit Score, Compare Rates, Avoid Hidden Charges, And Borrow Smart With These Essential Tips

A personal loan is an unsecured form of credit, which means you don’t have to provide any collateral such as property or gold to secure the funds.

Sep 30, 2025, 14:35 PM IST

EMI Payments On UPI To Be A Possibility Soon? NPCI May Allow Users To Convert QR Code Payments Into EMIs: Reports

A report in the Economic Times has said that NPCI is reportedly planning to introduce a feature that will enable users to convert high-value UPI payments into EMIs.

Sep 23, 2025, 15:19 PM IST

Living Life On Borrowed Money: Warren Buffett’s Warning For People Living On EMIs And Lessons To Learn Ahead Of Festivities

Known for his simple yet powerful financial advice, Buffett has insightful teachings on investing that can change the way you think about investment.

Sep 22, 2025, 12:23 PM IST

EMI Relief Ahead? THESE Major Banks Slash MCLR In September–Check List

MCLR, or the Marginal Cost of Funds-based Lending Rate, is the benchmark rate banks use to decide interest rates on floating-rate loans taken before October 2019. A cut in MCLR can directly reduce monthly EMIs or help borrowers close their loans faster. 

Sep 19, 2025, 17:13 PM IST

Buy Home Worth Rs 1 Crore With Own Fund Or Go For A Loan Instead? CA Explains Pros And Cons

Go for cash fund or Home Loan? A Chartered accountant has explained all aspects of buying a home.

Sep 05, 2025, 13:45 PM IST

45% Of Salaries Gone In EMI: Viral Post Highlights ‘False Prosperity’ In India's Middle-Class

Taking to Reddit, the user has shared how middle-class people are becoming increasingly dependent on EMIs.

Sep 02, 2025, 14:44 PM IST

Dreams Of Rest, Nights Of Debt: The Harsh Reality Of EMI Retirement

 Instead of enjoying freedom, retirees are carrying debt into old age.

 

Sep 01, 2025, 15:42 PM IST

Struggling With Loan Collectors? Here’s How You Can Outsmart Them Legally

The Reserve Bank of India (RBI) has issued strict guidelines that both banks and recovery agents must follow. These are designed to protect borrowers from harassment, intimidation, or unfair recovery practices.

Sep 01, 2025, 14:22 PM IST

Viral Post On 'NO EMI Till Possession Schemes By Realtors' Sparks Heated Debate On Reddit

Taking to Reddit, a user has shared how builders with their "No EMI till possession" scheme trap lakhs of Indians into paying EMIs for homes that they may never receive. 

Aug 19, 2025, 13:55 PM IST

Gen Z Joins The Trend: 27% Of Indians Borrow For Vacations – But Is The Debt Worth The Vibe?"

Private-sector salaried employees make up 65 percent of these borrowers — probably because of steady income and easy access to credit.

 

Aug 12, 2025, 13:42 PM IST

Home Loan EMIs Too High? 5 Easy Ways To Lower Your Home Loan Payments Even When RBI Keeps Rates The Same

Although the current repo rate pause means no immediate EMI relief, borrowers can still take several effective steps to reduce their monthly home loan payments.

Aug 07, 2025, 15:59 PM IST

Gen Z In India Leading the Luxury Market Boom: Affording Premium Experiences With Credit

 In 2024–25, Gen Z alone accounted for about 43 percent of India’s total consumer spending, with their direct expenditures reaching around $250 billion a year. Their influence is reshaping retail and luxury markets across the country.

 

Aug 03, 2025, 12:35 PM IST

Money Paid For Principal, Bank Counted As Advance EMIs—How To Correct And Cut Interest

Cases like this are not isolated to Bank of Baroda; other banks may also do this if a large payment is made close to an EMI date or if the borrower does not specify the purpose. Ideally, the bank should inform the customer or provide a choice before processing in this manner.

 

Jul 26, 2025, 14:33 PM IST

From SBI, HDFC To PNB And More, Check Loan Lending Rates Offered By 10 Big Banks October 2024

Check out the current lending rates for loans offered by different public and private sector banks in India.

Oct 17, 2024, 11:02 AM IST

SBI Customers, ALERT! Your Home Loan, Personal Loan EMIs To Go Up As Bank Raises Lending Rates By 10 Basis Points

SBI, on Friday announced that it raised 100 million dollars (About Rs 830 crore) through bonds to boost business expansion.

Jun 15, 2024, 17:29 PM IST

Do You Know How To Convert Your Credit Card Bill Into Easy EMI Options? Here's How To Do It

While some banks offer no-cost EMIs with no interest charged.

Mar 23, 2024, 09:27 AM IST

6 Things You Should Never Finance With EMI

Mar 22, 2024, 17:51 PM IST

Good News For Home Buyers! BOI Cuts Home Loan Rates To 8.3% Till Mar 31

With a 30-year tenor home loan at 8.3 percent, the starting EMI (monthly installment) is as low as Rs 755 per lakh.

Mar 20, 2024, 17:44 PM IST

SBI's Processing Fee-Free Personal Loan Scheme Ending Soon; Details Here

If you want to avail the benefit of this special offer, individuals must meet certain eligibility criteria.

Mar 19, 2024, 18:32 PM IST