Finance Ministry's Big Clarification On CIBIL Score For Home, Gold Loan Sanctioning; First Time Borrowers MUST Know
Question was raised in Lok Sabha whether any weightage is given to CIBIL scores by public sector banks while lending home loan, gold loan and farm loan.
Aug 25, 2025, 11:22 AM IST
Will Loans Below Rs 2 Lakh Be Exempt From Tighter Rules Under New Gold Loan Norms? Finance Ministry Steps In
DFS has also stated that such guidelines will need time to implement at the field level and hence may be suitable for implementation from January 1, 2026 only, the statement said.
Jun 02, 2025, 09:25 AM IST
Daily Gold Rate Fluctuations In Chennai: What You Need To Know
Understand the factors influencing the gold rate in Chennai today and how Bajaj Finserv Gold Loan offers quick and easy access to funds based on the current gold price.
May 16, 2025, 11:06 AM IST
RBI Not To Tighten Gold Loan Norms But Rationalise It: Governor
The RBI will publish draft guidelines for the consultation and then based on feedback it will be finalised.
Apr 09, 2025, 15:58 PM IST
How To Secure The Best Gold Loan Interest Rate To Meet Your Needs
Looking for quick access to funds? Get funds starting from Rs 5,000 to Rs. 2 crore at competitive gold loan interest rates with Bajaj Finance.
Feb 17, 2025, 12:38 PM IST
BIG Update On Gold Loans: RBI To Introduce THIS Option To Address Lending Gaps
Lenders are also exploring the option of offering term loans secured by gold.
Nov 20, 2024, 13:55 PM IST
RBI Lifts Restrictions On The Gold Loan Business Of IIFL Finance Limited
These restrictions were earlier imposed on March 04, 2024, which prohibited the Company from sanctioning, disbursing, or assigning/securitising/selling any of its gold loans.
Sep 20, 2024, 07:51 AM IST
Muthoot Fincorp Introduces Vyapar Vikas Gold Loan For Traders --Pay Interest Only On Outstanding Amount
Under Muthoot Fincorp Vyapar Vikas Gold Loan, the interest is calculated on a diminishing balance basis, ensuring that borrowers only pay interest on the outstanding amount.
Jul 29, 2024, 13:28 PM IST
RBI Policy: Monetary Ceiling Of Gold Loans Under Bullet Repayment Scheme Hiked From Rs 2 Lakh To Rs 4 Lakh
RBI has said that it will issue a detailed guideline regarding the matter separately.
Oct 06, 2023, 11:22 AM IST
ATTENTION NRIs! Paying gold loan EMIs for your relatives back home gets easier
Over 4 lakh customers of Muthoot Group based out of the UAE and their relatives can now remit money instantly to the loan accounts through the 89 branches of Lulu International Exchange.
Sep 27, 2022, 12:17 PM IST
Gold Loan Book Outlook in 2022: Enormous scope for gold loan lending for NBFCs and banks, says Muthoot Finance MD
George Alexander Muthoot, MD, Muthoot Finance said, as the nascent economic recovery slowly takes roots, 2022 will be an important year to watch out for amidst the challenges posed by new Covid variants.
Dec 29, 2021, 15:47 PM IST
Good news for SBI customers! Get interest concession of 0.75% on Gold loan
SBI customers can now avail of Gold loans from across all channels of the bank at 7.5% per annum.
Aug 17, 2021, 11:45 AM IST
Gold Loan vs. Personal Loan: Which Is Better?
Below we’ve provided a comprehensive comparison of personal loans and gold loans so that you can make an informed decision on which would be better during an emergency.
Jul 19, 2021, 12:12 PM IST
Need money amid Covid-19 pandemic? Take gold loans from these banks at lowest interest rates
According to data compiled by Bankbazaar, banks are offering gold loans with interest rates starting as low as 7%. In comparison, personal loans are offered at around at least 10%.
Apr 24, 2021, 17:47 PM IST
HDFC Bank's bumper festive offer for rural customers – Check details on tractor, two-wheeler, Kisan gold loans
The HDFC ‘Festive Treats’ is the Bank's annual financial services dhamaka through the Government of India’s Common Service Centres (CSC) network.
Oct 09, 2020, 18:18 PM IST
RBI hikes LTV limit on gold loans to mitigate impact of COVID-19 – Here is all about the new guidelines on gold loans
This relaxation shall be available till March 31, 2021.
Aug 12, 2020, 09:55 AM IST
Bank refuses to return pledged gold citing Re 1 default
The petitioner said he had taken a loan of Rs 1.23 lakh from the bank by pledging 131 grams of gold jewellery on April 6, 2010.
Jul 02, 2018, 12:12 PM IST
Muthoot Finance Rs 2,000 crore public issue of NCDs opens on Tuesday
Muthoot said funds raised through this issue will be utilised primarily for lending activities.
Apr 07, 2017, 16:05 PM IST
RRBs can now extend loan up to Rs 2 lakh against gold
The Reserve Bank has doubled the quantum of loan against gold that could be granted by Regional Rural Banks (RRBs) to Rs 2 lakh, provided the repayment period does not exceed 12 months.
Feb 17, 2017, 21:45 PM IST
Good News! Now, get gold loan @ 4 paisa interest
UAE Exchange India, the leading financial institution has launched a new gold loan offer for the loyal customers in this special festive season.
Sep 08, 2016, 17:50 PM IST