Home, Auto Loan EMI Impact: Check List Of Major Banks That Have Cut Loan Interest Rates After RBI Policy
RBI had last week reduced repo rates by 25 basis points to 5.25 percent, which will be passed on by major banks as reduction in MCLR, RLLR, RBLR and other benchmark-linked loan rates. Here's a list of top banks that have slashed their MCLR, RLLR, RBLR rates.
Dec 09, 2025, 14:45 PM IST
Can Smart Planning Reduce Your Home Loan EMI Burden? CA Explains How You Can Save Upto Rs 18 Lakh With THIS Hack
CA Nitin Kaushik stated that instead of paying the whole EMI once a month, splitting it into two smaller payments every 15 days would be beneficial for the borrowers.
Dec 08, 2025, 13:39 PM IST
Repo Rate Cut: Will Your Home Loan Get Cheaper? Check Rates From ICICI To SBI
While MCLR-linked loans are also expected to move in line with repo rate changes, the adjustments are not always equal. So, even if the RBI cuts the repo rate by 25 basis points, your loan rate may reduce by only around 10 basis points.
Dec 06, 2025, 13:50 PM IST
‘I Paid Off Rs 53 Lakh In 6 Years’: Techie Shares Real-Life Lessons On Loans & Stress
The techie cautioned that those who tend to overthink or struggle with anxiety should think carefully before taking a home loan, as the mental stress can be significant. Currently working as a software engineer at an automotive company in Germany, he shared that he ultimately paid Rs 67 lakh in total, including Rs 14 lakh as interest.
Nov 08, 2025, 13:03 PM IST
Rs 60 Lakh Home Loan Paid Off In 6 Years, Buyer Saves Rs 19.25 Lakh In Interest: What's The Smart Trick? Tax Expert Explains
Sujit Bangar, founder of TaxBuddy.com, in a detailed LinkedIn post, has talked about a lesser-known loan variant --Home Loan Over Draft-- and how it can mitigate all your financial pains.
Nov 07, 2025, 13:30 PM IST
What Is Top-up Home Loan? How Much Money Can You Borrow From Banks? Interest Rates And Other Details EXPLAINED
Who can take top-up loans? How much money can be borrowed for top-up loans? What is the interest rates on top-up loans? This and other details explained.
Sep 18, 2025, 14:18 PM IST
Buy Home Worth Rs 1 Crore With Own Fund Or Go For A Loan Instead? CA Explains Pros And Cons
Go for cash fund or Home Loan? A Chartered accountant has explained all aspects of buying a home.
Sep 05, 2025, 13:45 PM IST
Finance Ministry's Big Clarification On CIBIL Score For Home, Gold Loan Sanctioning; First Time Borrowers MUST Know
Question was raised in Lok Sabha whether any weightage is given to CIBIL scores by public sector banks while lending home loan, gold loan and farm loan.
Aug 25, 2025, 11:22 AM IST
Home Loan Interest Rates Of 11 Banks August 2025--The Lowest Starts At 7.35%
Are you planning to buy your home and are considering applying for a home loan? If so, you should compare the interest rate offered by different banks in India to make an informed choice.
Aug 22, 2025, 11:46 AM IST
Viral Post On 'NO EMI Till Possession Schemes By Realtors' Sparks Heated Debate On Reddit
Taking to Reddit, a user has shared how builders with their "No EMI till possession" scheme trap lakhs of Indians into paying EMIs for homes that they may never receive.
Aug 19, 2025, 13:55 PM IST
Home Loan EMIs Too High? 5 Easy Ways To Lower Your Home Loan Payments Even When RBI Keeps Rates The Same
Although the current repo rate pause means no immediate EMI relief, borrowers can still take several effective steps to reduce their monthly home loan payments.
Aug 07, 2025, 15:59 PM IST
Man Earning Rs 2.2 L Salary, Rs 65K Savings Finds Difficult To Pay Off Rs 1.2 Crore Home Loan; Seeks Help On Reditt
Taking to Reddit, the man said that buying a house and taking a loan can sometimes make you paranoid and, at times, can also be overwhelming.
Jul 29, 2025, 14:50 PM IST
Major Banks Cut MCLR Rate: Why Now Might Be the Smartest Time To Let The Bank Fund Your Dreams
Major public sector banks including Bank of Baroda, Canara Bank, PNB, and Indian Bank have trimmed their Marginal Cost of Funds-based Lending Rates (MCLR) by up to 5 basis points.
Jul 15, 2025, 16:42 PM IST
Home Purchases Turn More Affordable After RBI Rate Cuts: Report
According to the Knight Frank Affordability Index, Ahmedabad is the most affordable housing market among the top eight cities, with a ratio of 18 per cent, followed by Pune at 22 per cent and Kolkata at 23 per cent.
Jun 24, 2025, 12:46 PM IST
Major Cheer For SBI Loan Borrowers, Bank Cuts Lending Rates --Check SBI Loan Rate June 2025
SBI has reduced EBLR and RRLR by 50 basis points, the Marginal Cost of Funds Based Lending Rate (MCLR) though remains unchanged.
Jun 17, 2025, 09:58 AM IST
7th Pay Commission: House Building Advance Interest Rate For Central Govt Employees Announced; Check Interest For Loans Upto Rs 25 Lakh
The central government provides HBA benefit to all central government employees to help them build their own homes.
May 20, 2025, 10:09 AM IST
Home Loans Interest Rates Offered By 10 Private And Public Sector Banks --Check List
Take a peek into home loan interest rates offered by various public and private sector banks.
Feb 27, 2025, 15:23 PM IST
Money Saving Tips: Bring Your Home Loan Interest Rate Effectively Below 3%, Follow Expert Advice
Saving money on your home loan interest can significantly impact your financial well-being. Mitigating your home loan interest payout involves proactive financial management.
Jul 27, 2024, 13:28 PM IST
Bajaj Housing Finance Launches Sambhav Home Loans --Check Eligibility, Benefits And Other Details
Income norm on Bajaj Housing Finance Sambhav Home Loans starts from only Rs 10,000 per month, with loan amounts as low as Rs 10 Lakh.
Jul 03, 2024, 10:03 AM IST
Planning To Take A Home Loan? From Property Chain To LOD, Factors You Should Keep In Mind
While borrowers mostly focus on the EMI amount when taking the loan, they forget many essential things to get the loan sanctioned.
Mar 31, 2024, 18:19 PM IST