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What Is Top-up Home Loan? How Much Money Can You Borrow From Banks? Interest Rates And Other Details EXPLAINED

Who can take top-up loans? How much money can be borrowed for top-up loans? What is the interest rates on top-up loans? This and other details explained.

Sep 18, 2025, 14:18 PM IST

Gen Z Joins The Trend: 27% Of Indians Borrow For Vacations – But Is The Debt Worth The Vibe?"

Private-sector salaried employees make up 65 percent of these borrowers — probably because of steady income and easy access to credit.

 

Aug 12, 2025, 13:42 PM IST

Gen Z’s First Loan Could Make Or Break Their Financial Future—Here’s Why Credit Knowledge Is Key

In today’s world, money can move in seconds with a tap on a phone. Gen Z, born in the age of smartphones and UPI, is one of the most financially aware generations. They use investing apps, track spending with budgeting tools, and follow finance influencers online.

Aug 09, 2025, 12:41 PM IST

This State Government Is Giving Rs 10 Lakh Loan To Women For Starting Business, Check Eligibility Criteria And Other Details

 These loans are intended to stimulate woman entrepreneurship by enabling easy and affordable business finance, which encourages small business development and expansion within the region. 

Aug 04, 2025, 19:13 PM IST

Do You Fear Someone Else Might Have Taken Loan Using Your PAN Card? Here's How To Check Status And Stop It's Misuse

There are several ways to find out whether someone is using your PAN card to take a loan. You might also take the following measures to prevent the misuse of your PAN card. Check details.

Jul 21, 2025, 13:55 PM IST

Trapped In 4 Loans On A 30,000 Salary: Should This Redditor Take One Big Loan To Clear The Rest?

A viral Reddit post titled "Should I take loan to end my existing loan?" exposes the alarming reality of middle-class debt traps, and whether a single loan can offer real financial relief or just more burden.

Jul 06, 2025, 14:04 PM IST

How To Get Loan For Used Car In Surat: A Complete Guide

Are you planning to buy a used car in Surat but struggling with finances?

Feb 24, 2025, 18:34 PM IST

Denied Loan Due To Low CIBIL Score? Here's How To Improve Your Credit Score Quickly

Low CIBIL Score In India: A CIBIL score (Credit Information Bureau (India) Limited score) is a three-digit number, ranging from 300 to 900, that represents an individual's creditworthiness. 

Dec 04, 2024, 18:37 PM IST

From SBI, HDFC To PNB And More, Check Loan Lending Rates Offered By 10 Big Banks October 2024

Check out the current lending rates for loans offered by different public and private sector banks in India.

Oct 17, 2024, 11:02 AM IST

7 Ways To Track Fake Loan Apps

Apr 19, 2024, 18:19 PM IST

Indian Consumers Still Vulnerable To Being Tricked By Illegal Loan Apps: Report

Over 57 per cent of respondents reported checking the loan app's affiliation with NBFC or Bank as the most crucial verification factor, while 55 per cent said they consider reviews and ratings.

Apr 16, 2024, 12:16 PM IST

RBI Tells Banks To Inform Borrowers Regarding Key Facts Statement Of Loan From October 1: Check 8 Key Points

RBI said that credit card receivables are exempted from the provisions.

 

Apr 16, 2024, 08:57 AM IST

Now, PhonePe Users Can View Their Credit Bureau Score Without Additional Cost

PhonePe said that in the coming months, the company will expand its credit offerings by introducing consumer loans within the app.

Dec 21, 2023, 14:03 PM IST

RBI Cautions Against Unauthorised Campaigns On Loan waiver

In a statement, the RBI said that it has noticed certain misleading advertisements enticing borrowers by offering loan waivers. 

Dec 12, 2023, 08:43 AM IST

SBI's Sweet Surprise For Loan Defaulters! Check The Bank's Genius Idea To Ensure Timely Repayments

SBI  has observed that when borrowers plan to default, they conveniently ignore reminder calls, hence the idea is to pay them a surprise visit at their homes with a pack of chocolates.

Sep 18, 2023, 09:09 AM IST

This Kerala Govt Employee Took A Loan To Climb Mountains

Shaikh Hassan Khan works in the Finance department at the State Secretariat and hails from Pandalam in Pathanamthitta district.

May 19, 2023, 15:48 PM IST

Applying For Bike Loan? AVOID These 5 Things

If you are planning to buy a bike, the wise decision would be to apply for loan rather than emptying your savings

Feb 23, 2023, 09:57 AM IST

China may seize Kenyan assets, external debt reaches more than USD 36 billion

The default occurred a year after Kenya requested a six-month extension of the debt repayment moratorium from bilateral lenders, including China. However, the lenders, particularly the Exim Bank of China, refused to consider Kenya's application.

 

Oct 22, 2022, 22:53 PM IST

Want to take loan at a low-interest rate? Here's HOW to take from your insurance company

Looking for an institution to borrow a loan on a low-interest rate? Find out how to obtain a loan with minimal risk and low-interest rates by continue reading.

Sep 02, 2022, 10:00 AM IST