Personal Finance News

India’s New Four Labour Codes: From Gratuity After One Year To Free Annual Health Checkups; Who Will Receive Gratuity In Case Of Private Sector Employee’s Death?

New Labour Codes In India: The goal of new reform is to make business processes smoother, improve worker welfare, update outdated rules, and create a more transparent and worker-friendly labour system. 

Nov 22, 2025, 17:23 PM IST

What Is EPS-95 Scheme? If Employee Becomes Permanently Disabled, Will He Get Pension? Check Benefits, Eligibility Criteria, And How It Is Calculated

EPS-95 Benefits And Calculator: The minimum pension under EPS is Rs 1,000 per month, while the maximum pension a member can receive is Rs 7,500 per month. 

Nov 22, 2025, 15:13 PM IST

Bad News For SBI Credit Card Holders: Bank Announces To Hike Charges On THESE Transactions

State Bank of India is often called the banker of every Indian. The bank has more than 22,000 branches across India and is the largest public sector bank in the country. The bank also issues credit cards to its users through the SBI Cards. The bank has announced two major changes in its charges calculation method which will dent the pockets of the credit card users.

Oct 05, 2024, 22:34 PM IST

Early Diwali Bonanza For 11.72 Lakh Indian Railways Employees: Modi Govt Announces Productivity Linked Bonus - Details Here

Payment of Productivity Linked Bonus to eligible railway employees is made each year before the Durga Puja/ Dusshera holidays. 

Oct 03, 2024, 21:22 PM IST

Looking For More Excitement In Investments? 9 Ways To Incorporate Alternative Investments Into Your Portfolio

Vinnaayak Mehta, Founder, The Infinity Group has shared nine creative ways one can incorporate alternative investment into one's portfolio--Check them out.

Aug 12, 2024, 10:36 AM IST

EPFO Members Alert! You May Not Get Interest On Your Provident Fund Deposits If This Happens

If you are a member of the Employees’ Provident Fund Organisation (EPFO), then you must be aware that the organisation is giving 8.25% return on your deposits. However, the EPFO has recently clarified changes for its member's and beneficiaries' accounts. To guarantee that funds intended for beneficiaries are distributed to the appropriate recipients, the Employees’ Provident Fund Organisation (EPFO) has introduced new guidelines concerning the transfer and withdrawal of funds from accounts that have had no transactions or are inactive.

Aug 08, 2024, 10:48 AM IST

Planning To Take A Home Loan? From Property Chain To LOD, Factors You Should Keep In Mind

While borrowers mostly focus on the EMI amount when taking the loan, they forget many essential things to get the loan sanctioned. 

Mar 31, 2024, 18:19 PM IST

Invest Rs 11 Lakh Once, Get Rs 1 Lakh Pension Every Year With This LIC Scheme

Getting a deferred annuity plan is a smart move for people who want to make sure they have money coming in regularly when they retire. 

Nov 14, 2023, 17:13 PM IST

Rs 330 Deducted From SBI Account? Know Why Bank Debited Money From Your Saving Account, How To Stop It

Rs 330 Debited From SBI Account: It pains when hard-earned money is deducted from your account. So, if there has been a deduction from your SBI saving account as well, this article is for you.

Aug 17, 2023, 12:36 PM IST

10 Best Personal Finance Books To Improve Your Money Habits

Money habits are the routines and behaviors that individuals develop in managing their finances. These habits play a significant role in shaping one's financial well-being and can have long-term effects on wealth accumulation. Here are 10 books that can help you better your finances:

Jul 03, 2023, 11:40 AM IST

Can You Get Loan Without Credit Score? Are Credit Cards Necessary? Experts Explain

There are many first-time loan applicants who neither have a borrowing history nor a credit score. If you are one of those, you might wonder whether the bank will consider your loan application or not. 

Jun 22, 2023, 17:23 PM IST