PPF Withdrawal Rules Explained For 2025: Who Can Withdraw, How Much, And Tax Benefits
The Public Provident Fund (PPF) offers secure, long-term savings with strict withdrawal rules. Full withdrawal is allowed only after the 15-year maturity, while partial withdrawals begin from the 7th year and are limited to one per financial year, capped at 50 percent of the eligible balance. After maturity, the account can be extended with or without new contributions for 5-year blocks. Premature closure is allowed only after five years under specific conditions like medical needs or higher education. Withdrawals require Form C and remain completely tax-free, preserving the PPF’s EEE tax-benefit structure.
Dec 05, 2025, 18:17 PM IST
PPF Scheme 2025: Interest Rate 7.1%, Tenure Rules, Withdrawals, Loans, Tax Benefits & 5 Lesser-Known Facts Explained
Designed for people who prefer minimal intervention in their investments, a PPF account provides a reliable alternative to conventional savings options.
Sep 28, 2025, 09:33 AM IST
Public Provident Fund: Invest Rs 100 per day in PPF, get Rs 25 lakh at the time of retirement; Check details here
This scheme not only gives the benefits of saving income tax but also guarantees a fixed amount at the time of retirement. This scheme is both for employed and self-employed people. Let's have a look at each and every aspect of this scheme from the investment angle.
Sep 13, 2022, 11:39 AM IST
PPF Scheme: Save Rs 1.5 crore for retirement by investing Rs 1.5 lakh every year, here's how
PPF is a small-savings programme backed by the government that offers average returns but also offers numerous tax breaks, exemptions, and the assurance of capital protection.
Aug 12, 2022, 12:54 PM IST
PPF Scheme: Invest Rs 417 everyday to become a Crorepati, here’s how
PPF now offers an annual interest rate of 7.1%, with interest computed on a monthly basis. According to the guidelines, investors can invest in their PPF account for up to 15 years in a succession.
Jul 31, 2022, 12:16 PM IST
Opening PPF account? Check if your bank allows online investment or you need to visit branch
Bank customers can open their PPF accounts either online or by visiting a nearby bank branch.
Mar 26, 2022, 15:51 PM IST
Opened two or more PPF accounts? Check merger rules now or you could lose money
If an individual had opened a second PPF account on or post-December 12, 2019, such account or accounts will be closed in case of a merger.
Mar 03, 2022, 15:51 PM IST
Govt retains interest rate on small savings for October- December
Investments in the public provident fund (PPF) scheme will fetch annual rate of 7.8 per cent while Kisan Vikas Patra (KVP) investments will yield 7.5 per cent and mature in 115 months.
Sep 29, 2017, 22:16 PM IST
PPF Account: 5 key facts you must know
Here are five facts you must know about PPF account so that you can make the most of this saving scheme.
Nov 17, 2015, 09:23 AM IST