Personal Finance News

Major Relief For NPS Subscribers: PFRDA Scraps 5-Year Lock-In, Allows Up To 80% Lump-Sum Withdrawal At Exit

Major Relief For NPS Subscribers: PFRDA Scraps 5-Year Lock-In, Allows Up To 80% Lump-Sum Withdrawal At Exit

Under the revised framework, non-government NPS subscribers can now exit the scheme without waiting for five years, a move aimed at improving liquidity and increasing the appeal of NPS among younger

Dec 16, 2025, 20:02 PM IST
Insurance Amendment Bill Aims To Boost Sector Growth, Strengthen Oversight: Sitharaman

Insurance Amendment Bill Aims To Boost Sector Growth, Strengthen Oversight: Sitharaman

Moving the 'Sabka Bima, Sabki Raksha (Amendment of Insurance Laws) Bill, 2025' for passage in the House, Union Finance Minister Nirmala Sitharaman said the bill provides for improved regulatory

Dec 16, 2025, 19:22 PM IST
Gross Enrollment Under Atal Pension Yojana Surpasses 8.45 Crore Till Nov

Gross Enrollment Under Atal Pension Yojana Surpasses 8.45 Crore Till Nov

APY scheme offers flexible minimum guaranteed pension of Rs 1,000, Rs 2,000, Rs 3,000, Rs 4,000 or Rs 5,000 per month, said Union Minister of State for Finance, Pankaj Chaudhary, in Lok Sabha.  

Dec 15, 2025, 19:49 PM IST
Can Indians Switch To A 4-Day Work Week? Here’s What Govt Says

Can Indians Switch To A 4-Day Work Week? Here’s What Govt Says

The Ministry of Labour and Employment recently clarified on X (formerly Twitter) that a four-day work week is possible under the new Labour Codes. According to the Ministry, employees can work for 12

Dec 14, 2025, 20:02 PM IST
Taxpayers Alert: New ITR Forms Under Income Tax Act 2025 Before FY28– Details Here

Taxpayers Alert: New ITR Forms Under Income Tax Act 2025 Before FY28– Details Here

The Central Board of Direct Taxes (CBDT) is holding detailed talks with tax experts, industry representatives and income tax officials nationwide to revamp the ITR forms. The goal is to make the

Dec 14, 2025, 14:34 PM IST
Stock Market Holidays 2026: NSE Issues Complete Holiday Calendar, Market To Remain Closed On THESE Days— Check Full List

Stock Market Holidays 2026: NSE Issues Complete Holiday Calendar, Market To Remain Closed On THESE Days— Check Full List

The Indian stock market, including both the BSE and NSE, remains closed on national holidays, major religious festivals, and select regional occasions. In addition to these announced holidays,

Dec 13, 2025, 18:59 PM IST
Increased FDI Limit In Insurance To Boost Innovation, Insurance Penetration: Industry

Increased FDI Limit In Insurance To Boost Innovation, Insurance Penetration: Industry

The amendment also introduced composite licences, lowered capital requirements for new entrants and introduced perpetual registration for intermediaries.  

Dec 13, 2025, 14:30 PM IST
Big Update For Investors: NPS Funds Allowed To Invest In Gold And Silver ETFs

Big Update For Investors: NPS Funds Allowed To Invest In Gold And Silver ETFs

The new master circular replaces several older investment guidelines and clearly outlines how much NPS, UPS, and APY funds can invest across different asset classes. These include equity, debt, short

Dec 12, 2025, 18:12 PM IST
KV Toys IPO Allotment Out: Here’s How To Check Status Online & GMP Details

KV Toys IPO Allotment Out: Here’s How To Check Status Online & GMP Details

The Rs 40-crore BSE SME IPO of KV Toys came with a price band set between Rs 227 and Rs 239 per share. Founded in 2009, K.V. Toys India Ltd is known for manufacturing and selling a wide range of

Dec 12, 2025, 16:03 PM IST
8th Pay Commission: Why Is It Taking So Long To Implement The CPC? Decoded In 8 Quick Points

8th Pay Commission: Why Is It Taking So Long To Implement The CPC? Decoded In 8 Quick Points

The 8th CPC is a high-level panel charged with examining and recommending revisions on how central government employees are compensated, specifically basic pay, allowances and pension benefits.

Dec 12, 2025, 14:42 PM IST
New Labour Codes Explained: Will Your Salary Drop? Here’s What Govt Says

New Labour Codes Explained: Will Your Salary Drop? Here’s What Govt Says

Employees who currently contribute Rs 1,800 to PF, which is 12 per cent of the Rs 15,000 statutory wage limit will notice no change in their take-home salary. For those whose basic salary is below Rs

Dec 11, 2025, 17:30 PM IST
After US, Mexico Slaps Up To 50% Import Duties On Goods From India And Other Asian Nations

After US, Mexico Slaps Up To 50% Import Duties On Goods From India And Other Asian Nations

As per a report in the established Mexican news outlet El Universal, Mexico's Senate, the country's upper house of Parliament on Wednesday (local time)  modified various tariff classifications of the

Dec 11, 2025, 16:18 PM IST
Why Income Tax Refunds Are Taking Longer This Year — Explained

Why Income Tax Refunds Are Taking Longer This Year — Explained

If the TDS you’ve claimed in your return is higher than what appears in Form 26AS or AIS, the system immediately flags it — and your refund gets delayed. This often happens when salary TDS isn’t

Dec 11, 2025, 13:30 PM IST
SBI Card Lounge Access Rules Changing From 10 January 2026: Check What Key Changes Will Kick In

SBI Card Lounge Access Rules Changing From 10 January 2026: Check What Key Changes Will Kick In

Check the list of participating Domestic Airport Lounges with effect from 10 January 2026.

Dec 11, 2025, 13:12 PM IST
Mandatory EPF Contribution: Will Govt Hike Wage Ceiling To Rs 30,000? Check Govt Response

Mandatory EPF Contribution: Will Govt Hike Wage Ceiling To Rs 30,000? Check Govt Response

The issue of raising the limit came up in parliament when the government was questioned whether it plans to raise the EPF limit to Rs 30,000. 

Dec 11, 2025, 12:05 PM IST
Fed Rate Decision Today: Here’s What To Expect & Where To Watch Powell Speak Live

Fed Rate Decision Today: Here’s What To Expect & Where To Watch Powell Speak Live

The FOMC meeting started on Tuesday, 9 December 2025, and the policy outcome will be declared on Wednesday, 10 December 2025. The Federal Reserve is set to announce its decision at 2 p.m. EDT, which

Dec 10, 2025, 14:45 PM IST
Delhi-NCR CGHS Update: 13 Empaneled Hospitals Including Dental, Eye Care And Diagnostic Centres Removed --Check Full List

Delhi-NCR CGHS Update: 13 Empaneled Hospitals Including Dental, Eye Care And Diagnostic Centres Removed --Check Full List

13 Health Care Organizations (HCOs) including Hospitals, Exclusive Eye Care Centres, Diagnostic Centres & Exclusive Dental Clinics empanelled under CGHS Delhi-NCR have been removed from CGHS

Dec 10, 2025, 12:08 PM IST
'Switch Off After Work’: What The Right To Disconnect Bill Really Means For Workers

'Switch Off After Work’: What The Right To Disconnect Bill Really Means For Workers

Introduced in Parliament by MP Supriya Sule, the Right to Disconnect Bill, 2025 aims to draw a clear boundary between professional responsibilities and personal life by allowing employees to legally

Dec 08, 2025, 18:11 PM IST
8th Pay Commission: Govt Lists 1.19 Crore Total Beneficiaries, Including 50 Lakh Staff And 69 Lakh Retirees

8th Pay Commission: Govt Lists 1.19 Crore Total Beneficiaries, Including 50 Lakh Staff And 69 Lakh Retirees

According to official data shared in Parliament, the next pay revision cycle will impact 50.14 lakh serving central government employees and about 69 lakh pensioners, taking the total beneficiary

Dec 08, 2025, 17:34 PM IST
Can Smart Planning Reduce Your Home Loan EMI Burden? CA Explains How You Can Save Upto Rs 18 Lakh With THIS Hack

Can Smart Planning Reduce Your Home Loan EMI Burden? CA Explains How You Can Save Upto Rs 18 Lakh With THIS Hack

CA Nitin Kaushik stated that instead of paying the whole EMI once a month, splitting it into two smaller payments every 15 days would be beneficial for the borrowers.

Dec 08, 2025, 13:39 PM IST