Personal Finance News

Income Tax Officials Issue Fact-Check Against Fake e-Mails Offering To Download e-PAN Card

Income Tax Officials Issue Fact-Check Against Fake e-Mails Offering To Download e-PAN Card

It also cautioned citizens against cutting and pasting the link from the message into their browsers as the phishers can make the link look like real, but it may actually send you to different

Dec 07, 2025, 23:25 PM IST
Jan Dhan Accounts Now Hold Rs 2.75 Lakh Crore

Jan Dhan Accounts Now Hold Rs 2.75 Lakh Crore

This works out to an average of Rs 4,815 in each account, according to M. Nagaraju, Secretary, Department of Financial Services.  

Dec 07, 2025, 15:34 PM IST
MF Equity Investments Double In November To Rs 43,465 Crore

MF Equity Investments Double In November To Rs 43,465 Crore

According to data sourced from SEBI, MFs invested a net Rs 43,465 crore in equities last month -- more than double the Rs 20,718 crore they pumped in during October.  

Dec 07, 2025, 12:41 PM IST
Repo Rate Cut: Will Your Home Loan Get Cheaper? Check Rates From ICICI To SBI

Repo Rate Cut: Will Your Home Loan Get Cheaper? Check Rates From ICICI To SBI

While MCLR-linked loans are also expected to move in line with repo rate changes, the adjustments are not always equal. So, even if the RBI cuts the repo rate by 25 basis points, your loan rate may

Dec 06, 2025, 13:50 PM IST
Passive or Active Mutual Funds? Understanding Returns, Risks And The Right Mix For Indian Investors

Passive or Active Mutual Funds? Understanding Returns, Risks And The Right Mix For Indian Investors

India’s mutual fund industry has seen extraordinary growth. As of October 2025, the total assets under management (AUM) crossed Rs 79.88 lakh crore, a massive jump from 2015 levels.

Dec 05, 2025, 19:04 PM IST
Deadline Alert: Your PAN Card Will Become Inoperative From THIS Date If You Fail To….

Deadline Alert: Your PAN Card Will Become Inoperative From THIS Date If You Fail To….

Missing the PAN–Aadhaar linking deadline can lead to major disruptions in financial activities, including income tax filing, banking transactions, mutual fund investments, and stock market operations

Dec 04, 2025, 15:28 PM IST
Good News For OCI Cardholders! Now You Can Complete NPS KYC Digitally From Abroad; Documents Required Are...

Good News For OCI Cardholders! Now You Can Complete NPS KYC Digitally From Abroad; Documents Required Are...

For OCI cardholders completing NPS KYC, the accepted Proof of Identity (PoI) includes the OCI card along with their foreign passport. For Proof of Address (PoA), the document must clearly show the

Dec 04, 2025, 13:38 PM IST
Applying For A Personal Loan Online? Watch Out For THESE 7 Red Flags

Applying For A Personal Loan Online? Watch Out For THESE 7 Red Flags

If a lender demands money upfront whether as a processing fee, registration charge, or verification cost take it as a big warning sign. Genuine lenders never ask for payment before approving or

Dec 03, 2025, 18:25 PM IST
Markets Doubled In 5 Years, But Why Did Your Salary Not? Expert Analyses Deep Crisis That Middle Class Is Facing

Markets Doubled In 5 Years, But Why Did Your Salary Not? Expert Analyses Deep Crisis That Middle Class Is Facing

In the five-year Sensex increased by a cumulative 90 percent between 2020 and 2024 which means that if you invested in 2020 then your investment has roughly doubled. 

Dec 03, 2025, 15:19 PM IST
Advance Tax Alert: Do You Need to Pay the 3rd Instalment By December 15? Find Out

Advance Tax Alert: Do You Need to Pay the 3rd Instalment By December 15? Find Out

Advance tax is mandatory for anyone whose total tax payable for the year after adjusting TDS comes to Rs 10,000 or more. Instead of paying it all at once, the amount is divided into four instalments

Dec 03, 2025, 13:37 PM IST
Aadhaar–UAN Seeding For Filing Of ECR Deadline Over; Govt Says No Further Extension To Be Given

Aadhaar–UAN Seeding For Filing Of ECR Deadline Over; Govt Says No Further Extension To Be Given

The mandatory requirement for filing Electronic Challan-cum-Return (ECR) only for those members whose Aadhaar number is seeded and verified with their Universal Account Number (UAN) was introduced

Dec 03, 2025, 11:40 AM IST
333x Return In 4 Years: Aman Gupta Reveals Rs 12 Lakh Turned Into Rs 40 Crore; Says Shark Tank History's Best Outcome

333x Return In 4 Years: Aman Gupta Reveals Rs 12 Lakh Turned Into Rs 40 Crore; Says Shark Tank History's Best Outcome

In a post on X Gupta quipped that he couldn’t make money in Nvidea Chips, but he made money in Bhujiya Chips. 

Dec 03, 2025, 10:24 AM IST
Your FDs, RDs, SIPs Are Growing, But Are They Useless? The Biggest Mistake 90% Don’t Even Notice

Your FDs, RDs, SIPs Are Growing, But Are They Useless? The Biggest Mistake 90% Don’t Even Notice

If you have never stopped to ask what your savings are actually meant to achieve, you are in the company of nearly 90% of savers who invest regularly but have no real purpose behind their money.

Dec 03, 2025, 05:33 AM IST
Pensioner's Alert! Govt Asks Banks To Provide Pension Slip To Govt Employees On Monthly Basis

Pensioner's Alert! Govt Asks Banks To Provide Pension Slip To Govt Employees On Monthly Basis

Government has asked all banks to provide the pension payment slip to all central civil pensioners and family pensioners after credit of pension/family pension through various available modes

Dec 02, 2025, 08:50 AM IST
Settlement Of Cashless Health Insurance Claims Improves In 2025-26: FM Sitharaman

Settlement Of Cashless Health Insurance Claims Improves In 2025-26: FM Sitharaman

In a written reply to a question in the Lok Sabha, the Finance Minister said during the financial year 2024-25, a total of 2,57,790 complaints were received in the Bima Bharosa portal, out of which,

Dec 01, 2025, 18:58 PM IST
Key Financial Deadlines That Have Been Extended For December 2025; Know The Last Date

Key Financial Deadlines That Have Been Extended For December 2025; Know The Last Date

Here is a quick rundown of the important deadlines for December to help you stay compliant and avoid last-minute hassles.  

Dec 01, 2025, 12:27 PM IST
New Labour Codes Come As Booster Shot For India’s Export Sector

New Labour Codes Come As Booster Shot For India’s Export Sector

One of the most impactful reforms is the introduction of a uniform definition of “wages” across all labour codes. This provision eliminates the ambiguity created by multiple, inconsistent definitions

Nov 30, 2025, 14:11 PM IST
December Income Tax Calendar: Don’t Miss THESE 4 Critical Deadlines — Belated ITR, Advance Tax & More

December Income Tax Calendar: Don’t Miss THESE 4 Critical Deadlines — Belated ITR, Advance Tax & More

The first big deadline of the month is 10 December 2025. On this day, all corporate and non-corporate taxpayers whose accounts are subject to audit must file their Income Tax Returns for Assessment

Nov 30, 2025, 13:42 PM IST
Bank Closure Alert: Banks To Remain Closed On THESE Days Next Week—Check Full State-Wise List

Bank Closure Alert: Banks To Remain Closed On THESE Days Next Week—Check Full State-Wise List

Banks in Itanagar (Arunachal Pradesh) and Kohima (Nagaland) will remain closed on Monday, December 1, in observance of State Inauguration Day and Indigenous Faith Day.

Nov 30, 2025, 10:51 AM IST
Always Running Out Of Money by Month-End? Try These Simple Saving Hacks

Always Running Out Of Money by Month-End? Try These Simple Saving Hacks

Most of us don’t realise where our money goes until we start tracking it. Use a budgeting app or jot down expenses in a notebook. Once you see your spending clearly whether on food delivery, shopping

Nov 29, 2025, 17:09 PM IST